Why it's Important to Pre-Qualify

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It's valuable to see a mortgage loan pro first, even if you haven't settled on the sort of home you hope to find. What for? Maybe it is hard to understand the ways in which we could help even before you begin to negotiate.

Pre-Qualify

We can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. In this process, we explore your borrowing capacity - reviewing your earning status, available money for down payment, debt, income, and other areas. It's short and to the point; We keep the paperwork light.

We will give you a Pre-Qualification Letter if you qualify, that states that we are confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qual Power

After you locate a house that is best for you, and you decide to make an offer, being pre-qualified for a mortgage loan will do a number of things. First of all, you have some general numbers in mind, as the amount you will be able to borrow. Your pre-qualification also will make your offer look even better to the seller, like you were bringing them a suitcase of cash! They won't need to wonder if they have been wasting their time if you do not have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. You can have the sway of a buyer ready to make the deal right now!

We will help you pre-qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. In the process, we look at your borrowing capacity - analyzing your employment, available money for down payment, existing debt, income, and other areas. It's short and basic; and we keep the paperwork to a minimum.

Face to Face

It's important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. For one thing, you'll want a Pre-Qualification Letter! For another thing, we may locate a different mortgage choice that better fits your needs. Let us help you get started: Contact us at (214) 545-5700.

Have questions about pre-qualifying? Call us at (214) 545-5700. We answer pre-qualification questions every day.